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N379 Charging Order on Land or Property

Form N379 allows you to apply for a charging order on land or property. This puts a charge against the debtor's property, which is recorded at the Land Registry and prevents the property being sold until the court judgment has been paid.

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About Charging Orders

Form N379 — Application for a charging order on land or property. This form puts a charge against a property. This will be recorded at the Land Registry and should prevent the property being sold until the court judgment has been paid.

  • Secures debt against property value
  • Registered at HM Land Registry
  • Prevents sale without paying debt
  • Can lead to order for sale

Need Help Completing?

More details on how to fill in this form are provided in our enforcement guide.

View Enforcement Guide →

How the Charging Order Process Works

The charging order process involves several stages from application to final registration:

Step 1: Complete Form N379

Fill in the application with property and judgment details

Step 2: Pay Court Fee

Submit the form with the required fee

Step 3: Court Issues Interim Order

Court grants interim charging order

Step 4: Final Order & Registration

Final order made and registered at Land Registry

Timeline

The process typically takes 3–6 months from application to final registration, including court hearings and Land Registry procedures.

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What Property Can and Cannot Be Charged

Charging orders have specific rules about which types of property can be targeted:

Can Be Charged

  • Residential properties (houses, flats)
  • Commercial properties
  • Land and building plots
  • Freehold and leasehold interests
  • Investment properties
  • Properties held in sole or joint names

Cannot Be Charged

  • Properties not owned by the debtor
  • Properties already heavily mortgaged
  • Social housing or council properties
  • Properties held in trust for others
  • Overseas properties (usually)
  • Properties with disputed ownership

Pros and Cons

Advantages

  • Secures the debt against valuable asset
  • Registered at Land Registry for protection
  • Prevents sale without paying debt
  • Can lead to order for sale if necessary

Disadvantages

  • No immediate payment received
  • Lengthy court process required
  • May not succeed if property heavily mortgaged
  • Debtor may challenge the application

When to Consider Alternatives

A charging order may not be suitable if:

  • The debtor doesn't own property
  • You need immediate payment
  • The property is heavily mortgaged
  • The debtor is employed (consider attachment of earnings)
  • The debtor has valuable goods (consider warrant of control)

Download Charging Order Form

The link below will take you to the official form on GOV.UK:

Form N379

Apply for a charging order on land. Official form for securing a debt against property owned by the debtor.

Download Form N379 from GOV.UK →

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